Health Insurance Open Enrollment

It’s difficult not to get caught up in the political details of sweeping changes in healthcare nationally; its time to bring the conversation home to the needs of you and your family. Many families are examining their HMO plans and deciding if they have really delivered on the promise to cut costs. What may be appealing on the front end with low co-pays may be increasing your costs with uncovered and out of reach services when your family is in need.